October is Earthquake Awareness Month, and there’s no better place than California to enact its mission. The Great California ShakeOut started in 2008 as a way for individuals and businesses to prepare for an earthquake to prevent injury and recover quickly. Participating can give you the information, resources and knowledge you need to take care of your residents and your HOA in the event of an earthquake. In this article, we’re going to cover the basic preparation steps that you should consider before this annual event takes place. It’s never too soon to be proactive, and to protect your operation with a comprehensive LA HOA Insurance policy to minimize financial hardship after a disaster.
Step #1: Secure the space.
Take a close look at the layout of your HOA’s office. Are there heavy items that could easily fall? Are there boxes stacked that will topple over? Is there enough storage space under the desks to take cover should an earthquake occur? Take inventory of all the potential hazards and make a list to prioritize which ones need to be addressed first.
Step #2: Plan safety.
According to Earthquake Country, in disasters, first responders will be limited, focusing on priorities such as hospitals and schools. Instead, work with neighbors and similar organizations to identify needs ahead of time, then help each other by sharing resources, supplies, locations, and more.
Step #3: Disaster supplies.
In addition to first aid kits, the following items should be kept on hand:
- A way to communicate, such as phones and laptops.
- Canned food – enough for everyone for 3 days minimum.
- Fresh water.
- Medical supplies.
- Power supplies.
In light of preparing for The Great California ShakeOut, our next post will focus on how to recover from an earthquake.
About Scott Litman Insurance Agency
At Scott Litman Insurance Agency, we are dedicated to protecting HOAs like yours. We have a unique understanding of the industry and the common risk exposures that you face in your daily operations. In fact, we find that 90% of the policies we review are missing coverages that violate the Covenants, Conditions, and Restrictions (CC&R), exposing the board, HOA and management to lawsuits – which is why our comprehensive policies are tailored to meet your specific needs at competitive prices. For more information about our products, contact our experts today at (818) 879-5980 ext. 201, or fill out our online form.