October is Earthquake Awareness month- and for good reason. In recent news, a new fault line has been discovered in a remote desert city in California. In the early hours of Monday morning, earthquakes started erupting out of the Salton Sea and neighboring Bombay Beach. For over 24 hours, over 200 earthquakes were recorded. While the tremors didn’t resonate far, this activity has sparked concern among seismologists all over California. As the quake occurred at the very end of the San Andreas fault, more activity is expected to happen, especially since it is long overdue. As we explore this could mean for your home and business, ensure you have a comprehensive Los Angeles Earthquake Insurance policy.
Swarms of small earthquakes often indicate something more severe may come, which is why it is imperative that you secure your assets and investments. Over 7 to 10 days, the fault is more susceptible to earthquakes with a magnitude of 7 or higher. A series of small earthquakes could set the first domino off on the San Andreas fault – unzipping the fault from Imperial County through Los Angeles County, spreading devastating waves throughout the southern half of California. In fact, the consequences could include intense aftershocks, fires, and severe property damage. Due to the severity of these earthquakes, it’s imperative to carry the right insurance policy.
According to the LA Times, this marked only the third time the area had a swarm since earthquake sensors were installed in 1932. Furthermore, they state that the San Andreas fault’s southernmost stretch has not ruptured since about 1680 — more than 330 years ago, scientists estimate. A big earthquake happens on average in this area once every 150 or 200 years, so experts think the region is long overdue for a major quake.
At Scott Litman Insurance Agency, we have a unique understanding of the HOA sector and how to properly secure it. Our comprehensive policies are custom written with you in mind to protect each facet of your operation and we provide optimal protection for the common hazards that California faces. Remember, this coverage is not included in standard property insurance! Further, if you already carry it, call us for a free consultation to ensure your coverage limits are adequate. For more information about our products, we invite you to contact us today at (855) 999-4505, or fill out our online form.